Hear my sad story - question as to tracking an overflow line and leak detection

[cgilley]

"requirement"

Not to belabor the point, but not really. I understand exactly what you are saying. It's more of a wtf question. If I have an electrician come in to work in my kitchen, they are going to want to upgrade the circuit breakers to code. Having had 5 plumbing leaks in the home causing damage, there are things that make me go hmm (well a lot of things, but we'll restrict it to plumbing:

• the complete lack of insurance company involvement to reduce their losses. When our second PB leak occurred, my wife made the claim, had a discussion with the adjuster, raised the notion of going 50/50 on the re-plumb (we had just missed the cut off for the settlement) and the lady laughed and said, "no, sorry we don't do that." My wife did not miss a beat as the adjust was a bit snippy, "Fine, I guess I'm getting new carpet again in 3 years." We'd been with this company for 30 years, so it was shocking the attitude. Just weird insurance stuff.
  
  Years ago they offered free wireless leak detection but the systems were junk.
  
  
• I get the point about not wanting more government interference. Its bad enough as it is. The general level of inspector knowledge is shocking. It's only an excuse to trigger upping your home value.
  
  
• Getting back to the builder/developer (I sort of lumped them together) it seems to me that if I were building or buying a 750k home (I live in the Atlanta area so prices are absurd - not was bad as on the left coast but still...) a builder could really set themselves apart by offering this sort of support.
  
  Yeah, I know, I'm dreaming.

 

[Twowaxhack]

"requirement"

Not to belabor the point, but not really. I understand exactly what you are saying. It's more of a wtf question. If I have an electrician come in to work in my kitchen, they are going to want to upgrade the circuit breakers to code. Having had 5 plumbing leaks in the home causing damage, there are things that make me go hmm (well a lot of things, but we'll restrict it to plumbing:

• the complete lack of insurance company involvement to reduce their losses. When our second PB leak occurred, my wife made the claim, had a discussion with the adjuster, raised the notion of going 50/50 on the re-plumb (we had just missed the cut off for the settlement) and the lady laughed and said, "no, sorry we don't do that." My wife did not miss a beat as the adjust was a bit snippy, "Fine, I guess I'm getting new carpet again in 3 years." We'd been with this company for 30 years, so it was shocking the attitude. Just weird insurance stuff.
  
  Years ago they offered free wireless leak detection but the systems were junk.
  
  
• I get the point about not wanting more government interference. Its bad enough as it is. The general level of inspector knowledge is shocking. It's only an excuse to trigger upping your home value.
  
  
• Getting back to the builder/developer (I sort of lumped them together) it seems to me that if I were building or buying a 750k home (I live in the Atlanta area so prices are absurd - not was bad as on the left coast but still...) a builder could really set themselves apart by offering this sort of support.
  
  Yeah, I know, I'm dreaming.

Why would your insurance company pay out on a defective piping system that was ruled defective back in the early 90’s and the class action lawsuit expired ?

Have you installed a leak detection with automatic turn off in your home yet ?

 

[cgilley]

Why would your insurance company pay out on a defective piping system that was ruled defective back in the early 90’s and the class action lawsuit expired ?

Have you installed a leak detection with automatic turn off in your home yet ?

$5k project. I pay 3k, they pay 2k. Nah... 3 claims later they are out 100k. What math did they miss? lol. Maybe minimize their losses?

Meanwhile, my insurance will pay for the loss of trees due to lightning but not if they are blown down due to a tornado... unless it lands on a structure. That thumping sound is my head hitting me desk....

Leak detection starts going in within the next two weeks. I had the main water line rerouted to my interior garage wall with cutoff and regulator. The original was under the house or buried. FML. So all of what I need is right there. The garage is mainly stripped to the studs due to the flood, so I have options. Professional plumber advice welcome. Moen is selling systems for over 1k which is sheer theft.

Two, nothing should be taken by you as snarky - I don't have an attitude here - I am a little twitchy with all the blowers in my house, but if you have thoughts and ideas, I'd love to discuss. I live in the richest county in Georgia. I'm not bragging, I moved here 30 years ago to raise a family. It amazes me - for lack of a better term - the lack of of systems engineering in our million dollar homes.

 

[cgilley]

I think the website is having issues - I do not want leak detection to be a requirement. What I'm suggesting is that detection is so dang cheap it should be offered - and insurance companies should give a credit. But I'll be damned if I know where my other comments went.

 

[cgilley]

I think the website is having issues - I do not want leak detection to be a requirement. What I'm suggesting is that detection is so dang cheap it should be offered - and insurance companies should give a credit. But I'll be damned if I know where my other comments went.

tada.. now it updates.

 

[Twowaxhack]

Homeowners insurance shouldn’t pay any loss due to a piping system that was ruled defective material 30 yrs ago and the manufacturer paid out claims for years on and now it’s over.

I’m talking about Polybutylene. Most insurance companies will not cover a claim from polybutylene or will only cover one claim associated with polybutylene piping.