My house doesn't have a main cutoff inside, but... a neighbor told me the line from the meter was replaced several years ago, before I bought the house. Yesterday, I discovered an enclosure near the house, just where the line enters the house. I uncovered it (it was covered with dirt) and removed the cover. It's filled with sand and mud. I think it may have been filled with sand (?) and over the years dirt has seeped in and mixed with the sand. I probed down with a piece of dowel and it appears to be two feet deep or so. Is it possible there is a main cutoff down there? is this how they are commonly done in colder climates? Well, I guess it's not commonly done at all, reading this thread, but with my house they may not have had the option. The water apparently enters the house under the concrete slab, and comes up in various places throughout the house. Strange, I know.
anyway, what do you think? Should I dig out the sand and take a look?